Bogey Brothers Insurance gives golf carts and low‑speed vehicles the same respect as your daily driver – tailored liability, physical damage, and fleet coverage for communities, resorts, rentals, and dedicated players nationwide.
Whether your cart lives on fairways, sidewalks, or side streets, we treat it like the vehicle it is – with tailored liability, physical damage, and specialty options aligned with how you actually drive.
Standalone policies for owners who use carts around communities, lakes, and local roads – not just on the course. Liability, collision, and comprehensive built for off‑fairway life.
Coverage aligned with state minimums and registration requirements when your cart qualifies as a low‑speed vehicle. We help navigate the shift from “just a cart” into true road‑use liability.
Tailored programs for operators who hand carts to guests, renters, or staff. Rental‑ready liability, fleet physical damage, storage, and custom endorsements for high‑usage environments.
Coverage for course‑owned fleets and member carts stored or driven on property, often layered with commercial packages and liability policies. Built for long‑term relationships, not one‑off rounds.
Respect for lifted carts, lithium upgrades, sound systems, and custom paint. We help ensure modifications are properly declared so claims aren’t a surprise when something goes wrong.
Liability, medical payments, uninsured motorist, and umbrella options that connect the dots between your cart and your broader coverage picture.
Bogey Brothers is engineered for people whose carts are as dialed‑in as their gear – lifted builds, custom upholstery, and resort fleets that feel like part of the experience.
Lifted carts, premium wheels, and bespoke interiors built for cruising communities and lakeside streets – covered as the serious vehicles they are.
Rows of carts that define the guest experience – from check‑in to sunset rounds – with coverage tuned for high‑usage environments.
Refined builds that look at home at private clubs and destination courses, where the cart is part of the brand as much as the logo.
Bogey Brothers approaches golf cart and LSV coverage with a nationwide lens, paying extra attention to states where carts leave the course and become daily transportation.
In many states, driving a cart or LSV on public roads means you need insurance similar to a traditional vehicle – often with minimum liability requirements and registration rules.
Our goal is simple: treat the cart with the same respect as the rest of your coverage, and make that level of seriousness feel effortless.
Answer a few key questions about your cart, how you drive it, and where you live. We’ll coordinate with licensed brokers to build a quote that matches the real line your cart travels.
Bogey Brothers exists because golf cart coverage shouldn’t feel like an afterthought. We focus on the vehicles that live between fairways and front doors, building programs that reflect how carts are actually used.
• A cart with a lift kit, custom seats, and street‑legal status is not a toy – it deserves coverage as thoughtfully tuned as your irons.
• Communities, resorts, and operators are carrying more exposure than ever as carts move beyond courses into everyday life.
• Insurance can feel human, visual, and easy without sacrificing rigor.
We work with brokers and carriers who understand specialty P&C and personal lines commission structures, aiming for sustainable books built on retention and clarity rather than one‑off policies.
• Carts & communities: Use the quote form above to start a personal or small business conversation.
• Brokers & partners: Reach out to explore distribution partnerships and tailored landing pages aligned with your appetite.
• Resorts & operators: We’ll help map coverage onto guest use, rental contracts, and fleet replacement realities.
This site is intentionally crafted – no generic template, no stock copy. The goal is to treat golf cart and LSV coverage with the same design respect as any serious product.
